Financial Options

h-braces4We offer three options to help you with financing orthodontic treatment:

Option A: Payment-In-Full

  • If you pay in full by check or cash at the start of treatment, we will give you a 5% discount. (In order to receive the 5% discount, the treatment fee must be a minimum of $2,500.)

Option B: Third-Party Financing

  • No down-payment required
  • Ability to finance over a longer period of time with smaller monthly payments (Finance Charge Applies)
  • Credit check required

Option C: In-House Financing

  • A down-payment will be due to the office when treatment begins.
  • Payments are made each month over the course of treatment.
  • Zero (0%) interest will be charged.
  • No credit check

Please note: Only one discount can be applied to an account. This includes insurance in-network provider and our payment-in-full discount.


How much does dental insurance cost? What is the best dental insurance? How do I get dental insurance? What does my dental insurance cover?

These questions are searched on the internet every day and are not easily answered. We work with dental insurance companies daily and can help you navigate this complicated issue. Please call us at 254-776-6077, and we can give you some advice based on your needs and circumstances.

Insurance Policies

As a service to our patients, Heart of Texas Orthodontics files and collects payments from your dental insurance provider(s) in order to minimize upfront, out-of-pocket costs for dental expenses. We also estimate dental insurance benefits for our patients; however, no guarantee can be made about exactly how some dental insurance companies will provide compensation. Any balance that an insurance provider does not cover or denies will be the patient’s responsibility to resolve.

These are a few of the insurance providers we submit insurance claims to:

  • Aetna
  • Ameritas
  • Assurant
  • Blue Cross Blue Shield
  • Cigna
  • Delta Dental
  • DentaMax
  • DR Administrative Services (Baylor)
  • GE Group Life
  • Group and Pension Administrators
  • Guardian
  • MetLife
  • United Concordia

Don't see your insurance provider in the list?  Call us at 254-776-6077 to see if we can submit your claims for you.‚Äč

To better serve our patients, Dr. Mayer proudly participates in United Concordia's Federal Employees Dental and Vision Insurance Program (FEDVIP) and TRICARE Dental Program (TDP).

United Concordia FEDVIPUnited Concordia Tricare